# CheckoutNow > CheckoutNow is the consumer mobile wallet from CheckoutPay (check-outpay.com) — everyday payments in Nigeria. Tagline: Your wallet, secured. ## Features - Send and receive money (wallet transfers) - Bank transfers to Nigerian accounts - Pay bills, airtime, and data (VTU) - Ask for money and Save Together - Personal savings goals - Dollar virtual card requests (USD card funded from NGN wallet; Tier 2 KYC; $7.50 setup) - Same wallet on WhatsApp (message WALLET) and the CheckoutNow app - In-app support linked to CheckoutPay support ## Relationship to CheckoutPay - CheckoutPay is the merchant payment gateway (bank transfer matching, virtual accounts, WooCommerce/COPN, APIs). Transparent merchant pricing: 1% + ₦50. - CheckoutNow is the consumer app on top of the same platform. ## For merchants - Payment gateway: https://check-outpay.com/ - Pricing: https://check-outpay.com/pricing - Developers: https://check-outpay.com/developers ## Support - https://check-outpay.com/support ## Store listing - See docs/STORE_LISTING.md